
Hurricane & Tornado
Hurricanes and tornadoes are among the most devastating natural disasters your property can face. Insurance companies routinely underpay these catastrophic claims. We ensure every aspect of the damage is documented and your settlement reflects the true cost of recovery.
What we cover
- Roof and structural damage
- Debris removal and cleanup costs
- Temporary living expenses
- Siding, windows, and exterior damage
- Full replacement cost value

Wind & Hail
Hailstorms and high winds frequently cause damage invisible to the untrained eye, especially to roofing systems. Insurance adjusters regularly miss or undervalue this damage. Our experts know exactly what to look for and how to document it for maximum recovery.
What we cover
- Hail impact damage to roofing
- Siding and gutter damage
- HVAC and mechanical systems
- Windows, skylights, and screens
- Fence and outdoor structure damage

Fire & Smoke
Fire and smoke damage extends far beyond what the eye can see. Smoke infiltration, soot damage, and structural compromise all require expert assessment. Insurance companies often underestimate the full scope — we make sure nothing is overlooked.
What we cover
- Structural fire damage
- Smoke and soot infiltration
- Contents and personal property
- Additional living expenses
- Demolition and debris removal

Water & Flood
Water damage from pipe bursts, flooding, storms, or appliance failures is one of the most common and most underpaid claim types. Early involvement of a public adjuster significantly improves outcomes and prevents long-term issues like mold.
What we cover
- Sudden and accidental water discharge
- Storm surge and flood damage
- Pipe burst and plumbing failures
- Appliance and HVAC leaks
- Structural drying and restoration

Theft & Vandalism
Property crimes leave you feeling violated and overwhelmed. Beyond the emotional toll, navigating the insurance claim process for stolen or vandalized property is complex. We handle every detail so you can focus on recovery.
What we cover
- Stolen personal property claims
- Forced entry and structural damage
- Vandalism and defacement repair
- Security system upgrades
- Detailed inventory documentation
Lightning
Lightning strikes cause devastating electrical, structural, and fire damage that often goes far deeper than initial appearances suggest. Electrical systems, appliances, and hidden structural damage all require expert documentation for a fair claim.
What we cover
- Electrical system damage
- Appliance and electronics loss
- Fire damage from lightning strike
- Surge damage to HVAC systems
- Structural assessment and repair

Mold
Mold growth resulting from water damage or moisture intrusion can be a covered peril under many insurance policies. Insurance companies frequently deny or minimize mold claims. We understand the policy language and fight to get your remediation covered.
What we cover
- Mold testing and assessment
- Remediation and removal costs
- Source moisture repair
- Contents cleaning or replacement
- Air quality restoration

Commercial Claims
Commercial property claims are significantly more complex than residential ones. Business interruption, equipment loss, inventory damage, and structural repairs all require specialized expertise. We handle it all so you can focus on running your business.
What we cover
- Building structure damage
- Business interruption losses
- Equipment and inventory claims
- Loss of income documentation
- Multi-policy coordination
